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Tommy Bunch

Attorney Tommy Bunch

Mr. Bunch represents clients in commercial disputes often involving sales and secured transactions. He resolves clients' controversies, or tries and appeals cases, involving breach of contract, commercial paper, sales, business torts, and secured transactions. He also has experience in intellectual property disputes involving trademark and copyright claims.

Mr. Bunch represents several large lenders and financial institutions in asset-based lending transactions, the enforcement of security agreements and security interests, and the collection of secured and unsecured business debts. He has been lead counsel in numerous business workouts and actions securing collateral from automobile dealers, mobile home dealers, boat dealers and other retail businesses. He has handled many landlord-tenant controversies including evictions, collection of rent by seizure of property, and various contract disputes between landlords and tenants.

He is and has been counsel in several class action cases. He is lead counsel in consumer credit cases and commercial litigation involving the Fair Credit Reporting Act, the Truth in Lending Act, the Fair Debt Collection Practices Act, the South Carolina Consumer Protection Code, the South Carolina Setoff Debt Collection Act, the Uniform Commercial Code, the Manufactured Housing Standards Act, the South Carolina Unfair Trade Practices Act, the Automobile Dealers Day in Court Act, the South Carolina Regulation of Automobile Dealers Act, the Magnuson-Moss federal warranty statute, bad faith failure to pay insurance benefits, negligent failure to procure insurance, and other statutes, regulations and common law claims governing commercial and consumer transactions.

He reviews loan documents for compliance with state and federal law and regulations. He advises clients of their rights, obligations and liabilities under credit agreements, loan documents, security agreements and sales agreements. He has arbitrated business disputes and personal injury cases.

Mr. Bunch received his B.S. in business administration from The Citadel in 1976. After serving five years of active duty in the United States Air Force, he entered the University of South Carolina School of Law and received his J.D. in 1983. He has been a seminar lecturer on consumer credit issues.

Specific Industry Expertise:

Financial Services; Secured Transactions; Landlord/Tenant; Debt Collection; Class Action

Primary Industries Served:

Agricultural Chemicals; Motor Vehicles & Equipment; Motorcycles, Bicycles & Parts; Motor Vehicles, Parts & Supplies; Lumber & Other Building Materials; Mobile Home Dealers; Commercial Banks; Credit Unions; Functions Closely Related to Banking; Personal Credit Institutions; Business Credit Institutions; Mortgage Bankers & Brokers

Bar Admissions

  • South Carolina, 1984

  • United States District Court for the District of South Carolina, 1984

  • United States Bankruptcy Court for the District of South Carolina

  • United States Court of Appeals for the Fourth Circuit, 1986


  • J.D. - University of South Carolina School of Law, 1983

  • B.S. - The Citadel, 1976

    • Major: Business Administration

Professional Associations

  • Equipment Leasing and Finance Association

  • Lease Enforcement Attorney Network

  • South Carolina Bar Association


  • Certified Mediator by the South Carolina Board of Arbitrator and Mediator Certification

Military Experience

  • United States Air Force, 1976-1987

Representative Cases

  • First Federal S&L v. Chrysler Credit, 981 F.2d 127, 1993, 4th Cir. Ct. App., 1992203989

  • Brookbank v. Best Capital, 534 S.E. 2d 688, 2000, S.C. Sup. Ct., 2000393465

  • Fanning v. Fritz's Pontiac, 472 S.E.2d 242, 1996, S.C. Sup. Ct., 1996136905

  • Singleton v. State of S.C., 437 S.E.2d 53, 1993, S.C. Sup. Ct., 1993172416